Questions
Straight answers.
If something is missing, write to Namita and it will get added here.
About the teaching
Will you tell me what to buy?
No. Namita is not registered with SEBI as an investment adviser or research analyst, so she does not give personal advice or recommend any specific share, fund or policy. She teaches how each type of instrument works, what it costs, what can go wrong and how it is taxed, so you can choose for yourself.
Will you manage my money?
No. She never holds, handles or manages anyone's money, and she does not place orders for anyone. Your accounts stay in your name and under your control at all times.
Do you earn commission from any company?
No. No commissions, no referral fees, no sponsorships, no paid product mentions. The only money in this business comes from students. That is on purpose, because it is the only setup where the teaching stays honest.
Will you tell us your own returns?
No. Sharing personal returns to sell a course is exactly the behaviour that has made Indian finance content untrustworthy, and it tells you nothing about what will happen to your money. What Namita will show you is arithmetic and long term market history, clearly labelled as illustrations.
About the course
I know absolutely nothing. Is this too advanced for me?
It starts from zero and assumes nothing. The first class is about counting what you already have. If you can read a bank statement, you are ready.
I do not earn my own salary. Should I still join?
Yes. Money that comes into your hands each month is money you can direct. Several women in each group are running a home on a monthly amount, and the course covers building something of your own from that, and how to have the conversation at home.
How much time does it take each week?
Ninety minutes for the live class, an optional forty five minute clinic, and about thirty to sixty minutes of homework. Under three hours a week.
What if I miss a class?
All classes are recorded and sent the same evening. You keep them for a year.
Which language is it taught in?
Simple English, with Hindi used freely whenever it explains something better. Ask questions in whichever language you think in.
Can I join from outside India?
You can attend, and the parts about compounding, markets, risk and mistakes apply everywhere. The account opening and tax portions are specific to India, so if you are not an Indian resident, parts of it will not apply to you directly.
Money and admin
What does it cost?
The founding cohort is ₹9,999. The Guided option, which adds two private sessions, is ₹24,999. Prices go up after the first cohort.
Can I get a refund?
Yes. Attend the first three classes, do the homework, and if it is not for you, write in before week four for a full refund. No argument.
Do you offer instalments?
For the Guided option, yes, in two parts. Write in and ask.
Is there a scholarship?
Two seats in every cohort are free for women who genuinely cannot afford it. Write to Namita with a few honest lines about your situation. No documents needed, no long form.
Will my details stay private?
Yes. Nothing you share is sold, shared or discussed outside the group. What is said in class stays in class, and Namita never asks for account numbers, passwords or documents.